How to Make a Dynamic Composite Component

Question

Just like ui:include can be dynamic by calling the src as so

<h:form id="form">

    <p:outputPanel id="title" value="This is the main xthtml page">

    <p:dialog header="Modal Dialog" modal="true">

        <ui:include src="#{mainBacking.compositePage}">
            <ui:param name="action" value="actionOne" />
        </ui:include>

    </p:dialog>

</form>

I want to call composite component by the source. One issue in ui:include is it cannot pass methods as parameters while composite components can. How do I create/call a dynamic composite component based on the src? The current approach is I need to specify all the composite components in the same xthml file as so (of course, this is only the minimum reproducible code, the real one is much longer with more parameters);

<h:form id="form">

    <p:outputPanel id="title" value="This is the main xthtml page">

    <p:dialog header="Modal Dialog" modal="true">

        <util:user-composite id="userModaL"
        bean="#{userBean}"></util:user-composite>

        <util:company-composite id="companyModaL"
        bean="#{companyBean}"></util:company-composite>

        <util:education-composite id="educationModaL"
        bean="#{eduBean}"></util:education-composite>

    </p:dialog>

</form>

But this means, on page load, all the beans will be called and initialized. I don't want that as the system will be heavy on page load. I want it to call a composite based on need and only initializes and show it then just like ui:include. How do I do so using composite components and is it possible? If not, are there other solutions?