curl -u APIKEY https://api.recurly.com/v2/accounts
In the terminal... Works like a charm and gets the XML I want...
Update:
https://companyName.recurly.com/v2/accounts.xml Asks for a username and password to access the xml from a browser window. I can type this in and the browser will display the xml data for me. I just need a barebones walk through of something that gets the xml doc into my "System.out.println()" screen. I'll figure it out from there I just need to get the data on my screen!
This is the answer I was looking for. I found it at this website... http://www.avajava.com/tutorials/lessons/how-do-i-connect-to-a-url-using-basic-authentication.html. I'm so excited I finally got this to work. This works like a charm just replace "companyName" and "APIKEY" with your info. Thanks to everybody and their input and help!