Why does view.safeAreaInsets.top contain bad value in viewDidLayoutSubviews()?

Question

Running iOS 16.1 app through XCode iPhone 14 Pro Max (phy. device), where 'view' is my VC's main view, I'm getting a view.safeAreaInset.top value of 97.66666... which is much higher than the 59.0 value for the safearea than everything online says it should be for that device model.

override func viewDidLayoutSubviews() {
    print(view.safeLayoutInsets.top)
}

However, views I constrain to view.safeAreaLayoutGuide.topAnchor in my AutoLayout constraints don't appear to be in the wrong place on the screen visually... So it's almost as if the safeAreaLayoutGuide and safeAreaInsets are disagreeing for the same view.

Any idea why it's off, and more importantly the proper way to extract the correct value in the code?

Interestingly if I add this viewDidLayoutSubviews() I do get the correct 59.0 value...

if let window = UIApplication.shared.connectedScenes.map({ $0 as? UIWindowScene }).compactMap({ $0 }).first?.windows.first {
    print(window.safeAreaInsets.top)
}