Stripe Initial Payment Gateway Partner

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I'm not sure if this is the right platform to ask these questions, but I will delete and ask in the right one if I'm wrong.

Questions are as follows:

  1. Which company was Stripe first payment gateway partner before they decided to build everything in-house.

  2. Even after Stripe built everything in-house, it would still mean a direct relationship with some banks because they aren't a bank themselves, right?

  3. For any FinTech company that's not utilising other FinTech's service (Banking-as-a-service, Payment Gateway API Integration), they would need to have this direct partnership with a more traditional kind of bank or Visa/Master, is that right?

  4. If anyone has experience working or starting a FinTech company, I'd just like to ask if there's any difference in the Tech Stack, methodology etc. compared to a non-FinTech kind of startup, say a SaaS startup.

Thank you.

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